Equipment Insurance
Equipment Insurance covers your portable tools, utensils and equipment against loss or accidental damage occurring anywhere in United Kingdom caused by;
- theft
- fire
- lightning
- explosion
- aircraft
- storm & flood
- escape of water or oil
- falling trees or branches
The sum insured you select should represent the full replacement value of the property. There is a maximum limit of €25,000 in total. All equipment must be stored in a locked compound.
Not Insured:
- theft from any unattended vehicle
- subsidence, heave or landslip
- damage by storm, flood or escape of water or oil to property in a basement or outbuilding unless it is stored 100mm clear of the floor
- terrorism
- the first €100 of each claim, rising to €250 in respect of phones and computers